Coping with Financial Loss when Bankrupt

When I recognized that my bankruptcy clients appeared to be engaging in grieving behaviors, I consulted with Sameet M. Kumar, PhD, author of “Grieving Mindfully: A Compassionate and Spiritual Guide to Coping with Loss.” My suspicions were right — all types of loss, including financial loss, trigger the five stages of grief. All the financial loss will be recovered with the help of bankruptcy lawyer san diego. There should be disclosing of all the facts to the lawyer for the winning of the lawsuit. 

Interestingly enough, when my clients understand this emotional process they move through each stage more quickly. Hopefully, the description of the five stages of grief and typical reactions below will help you recognize that while you feel bankrupt in more ways than one, your life will not only improve, but thrive as well.

Denial or “This isn’t happening to me” stage. The first stage is often triggered when a setback such as a job or financial loss occurs. Not wanting to face a lifestyle change, decisions are made based upon false hope. This is when bankrupt clients make the mistake of dipping into their retirement funds to pay house payments and other bills. The problem is that these funds can often be protected and are needlessly wasted as a result – yet another financial loss.

Anger or “I could have done something differently” stage. It is hard for a bankrupt client to watch the life that they built disappear. While the economy is the biggest factor in most client’s financial losses, clients tend to direct their anger on themselves. At this stage, they often believe that they could have done something differently to prevent the bankrupt status and resulting financial loss.

Bargaining or “Tell me what I need to do to fix this” stage. This is the stage my clients are often in when I first meet them. They are looking for answers. They want to know how to hold onto their lifestyle even though bankrupt. Working together, we assess the options available while focusing on setting aside the emotional aspects so that they may make sound, objective decisions. Most importantly, explaining the cycle of the grieving process helps many to step back and look at their situation realistically. It frees them to begin taking productive steps forward, leaving behind the financial loss.

Depression or “I’m facing reality and I don’t like it” stage. After first meeting my clients, they usually take one to six months to consider their options. During this time, I often field telephone calls and answer questions about the options we discussed. It is an important part of the process that cannot be rushed.

Acceptance or “I’m ready to put this behind me and move forward” stage. When my clients are ready to proceed, the difference in their demeanor is almost magical. The bankrupt depression is gone and they are upbeat. They see the possibilities in a new, debt-free life. Accepting the bankrupt status, they take the steps necessary to free themselves of the stress that comes with financial loss and the burden of the grieving process.

When asked why I find representing bankrupt clients rewarding, I explain that I find pleasure in knowing that my clients emerge from the financial loss as whole, emotionally healthy people who are not only wiser, but appreciative of their new, saner lifestyle, as well.

CBD Gummies- New Theory for Understanding Cannabidiol Thesis

We are living in a world where there are so many topics to discuss about and most of them are such that they are impossible to cover up in a single lifetime. In fact, many topics have their own theories and subsets as they are too vast.

Cannabidiol Oil is one such piece of study that most people are not aware about except the experts who have enough knowledge about it that they can impart it to others as well.

CBD oil is one that comes from extracts of cannabis/marijuana plants that are quite useful in treating various health hazards and are quite successful at doing so whether it is normal or life threatening ones.

Candy Culture

Now the topic that we are discussing about is a part of Cannabidiol called CBD gummies that are like candies which also contain CBD oil due to their medicinal properties and are also called rainbow gummies.

They are so called because of the different colors flavors and shapes that they are available in and are an easy way to swallow and ingest CBD so that it can mix up with the consumed food and absorbed by the entire body.

The gummies can be found in flavors like vanilla, chocolate, mint, honey, nut, hazelnut and others and its manufacturers use this strategy to market their products to the consumers who are in need of it to tackle health issues.

Quite similar to CBD oil, they are known to take care of ailments like anxiety, depression, insomnia and many others but they are not in the same league as their erstwhile counterparts in the sense that oil is pure and has been tried and tested for long but gummies are not so.

CBD gummies are better known for creating a strong placebo effect than actually providing health benefits to its users and are more of a candy culture phenomenon in the true sense.

The Remington Alaskan TI 30-06 – Hardcore Hunting Tool

The first twelve years I hunted deer and elk in the Pacific Northwest I carried a Remington 760, pump action .270. There were a few years in there that I spent carrying a muzzleloader, but all the same, I grew accustomed to carrying heavy, wood-stocked, blued barrel rifles. This was the model of gun that my dad shot, and my dad’s dad shot. I will always love my small collection of model 760’s, but as I grew up as a hunter, my perspective on what I needed in a rifle changed. Last year, I hunted with the Remington Alaskan TI in a 30-06. The TI is built on Remington’s classic Model 700, bolt-action frame, and it has all the functionality of the original. Of course, as a gun available now through custom shops only, it has a few other neat qualities as well.

When I hunt elk, I end up covering a lot of ground- I head into the woods in the dark before sunrise, and leave the woods in the dark after it sets. The Pacific Northwest offers some formidable territory, and carrying a heavy pack and a heavy rifle really starts to wear on a person after several days of hunting. If hunting with the 760 for all those years had done one thing, it was conditioned me to being used to a heavy rifle. So when I started carrying the TI last year, it was incredible how light it was to carry. At just over six pounds, it is one of the lightest hunting rifles available on the market. However, unlike other light-weight rifles, the TI does not have a hollow-composite stock. Instead, it is a custom molded Bell and Carlson fiberglass stock, which gives you all the positive characteristics of the hollowed design, plus the rugged feel of a solid stock. It is also coated with Bell and Carlson’s MaxxGaurd, which increases durability and is easy to grip in wet conditions. In addition to the fiberglass stock, the fluted barrel and bolt assembly, as well as the titanium receiver all help keep it lightweight. Great scopes for long range shooting reviews should be visited through the person. The hunting should be done with intelligence and excellent of the young hunters. The weight of the equipments should be light for the person. 

Big game hunting in many parts of the Northwest comes with the expectation that you are going to get rained on; there is usually no shortage of moisture. The reality of hunting with a blued barrel is that eventually, it is going to probably experience some rusting or pitting. Preventing a blued rifle from developing any rust is a giant accomplishment if you hunt hard in many parts of the northwest. I have hunted a 10 day elk season near world-famous Mount Saint Helens when it rained an honest foot during that short season. A blued barrel just does not make much sense. The Remington TI has a stainless barrel, which does a much better job of standing up to adverse conditions.

Now for the con’s: a light gray stock with a semi-shiny stainless barrel seems somewhat odd in the hands of a hunter clad head-to-toe in camouflage (although it might make more sense when hunting in the glaciers or tundra of Alaska). Remington makes many other synthetic stock rifles with camouflage, an option that would be nice on the TI. They also make a barrel that is TriNyte coated, and one that is black oxide coated. Both of these finishes are meant to hold up to extreme conditions (found on the Remington Extreme Conditions and Extreme Hunting Rifles), and both would have been a good fit for a light-weight, no nonsense hunting rifle. Finally, the bolt assembly, which is titanium and spiral fluted for the purpose of being light, is an odd material match for the stainless receiver, and therefore the bolt feels scratchy and somewhat clunky. When just for experimental purposes I replaced it with a stainless bolt from another model 700, it was much smoother. Of course, I would never fire the TI with a bolt borrowed from another rifle.

Overall, it was a great gun to carry. The accuracy was everything hunters have come to expect from rifles built on the 700 platform. Shooting a rifle with Remington’s new externally adjustable X-Mark Pro trigger is dreamy. And after only a short time in the field on opening day, the TI passed the ultimate test by sending a 180 grain bullet into a Roosevelt bull elk.

Turn Web Site Visitors into Customers with Attention-Grabbing Content

How to Create Attention Grabbing Content – Keys for a Converting Website

As we all know, the internet is fueled by websites that have helpful content. The saying “Content is King”, is a true one, as content can make or break a website and ultimately an internet business. Converting visitors into sales is hard enough, as the average business only converts 1 in 100 visitors. By having rich valuable content on your website, you will build a great deal of credibility and trust with your visitors. Remember, the key to success online is to build a great amount of trust.

Catching the Visitor’s Attention

First off, when you finally get traffic to your website you want to keep their attention long enough, so they will not click the back button and go to a competitor’s website. So how do we achieve catching and maintaining the visitor’s attention? It’s quite simple actually, what you have to do is simply create headlines that get straight to the point. For example, if your website is about the positive effects of drinking green tea, then you will want your headline to read “The Positive Effects of Drinking Green Tea”.

The internet moves very quickly and if the visitor isn’t receiving the information they need right away, they will move on to the next website, who probably does get straight to the point. You can absolutely be creative, however, make sure that it does not interfere with the message your website is trying to get across.

Use of Power-words and Keywords

Using power words and keywords on your website will also help convert website traffic as well. If your site is about making money online, then be sure to include that keyword wherever relevant, including your title and throughout the main bodies of your articles. Not only do keywords get your message across; they also attract targeted search engine traffic to your website as well. Make sure that you use keywords as often as possible, however, be sure not to saturate it. 1%-3% of your words should be keywords, anymore and you might be penalized for “keyword saturation”.

Power words are highly important as well, especially on an e-commerce or EBay site. If you are selling a new lap-top on your website then you will want power words such as “Brand New in Box”, “New”, “Great Bargain!”, and things of that nature. By using power-words, the visitor’s attention switches over to what your site has to offer.

Use Niche Keywords throughout your article

The importance of using keywords throughout the content of your website can not be emphasized enough. First of all, you may be asking yourself what niche keywords are. Niche keywords are keywords that apply to what your website has to offer and whom the website is marketing to. For example, if you start a website that sells inhalers for asthmatics, then niche keywords would be: “cheap asthma inhalers”, “asthma relief medicine”, or “asthmatic medicine”.

You will have to perform keyword research by using the hundreds of keyword tools that exist all around the internet. Be sure to use this in your titles, articles, and meta-tags as well, this way you will get the greatest amount of exposure. The checking of the Lumen5 review will provide the use of best title for the articles. The top ranking in the reviews will be given to the expert and premium articles. A visit to check the review will add effectiveness in the articles. 

By catching the visitor’s attention, using power-words, and using niche keywords throughout your article, you will surely convert the targeted traffic into a great deal of sales. Be sure to be consistent in your efforts, and you will see success quicker than 90% of other internet marketers.

Pet Grooming Dangers

Imagine a lovely Spring day – you drop your best friend off at the dog spa for some well deserved pampering and grooming. A relaxing bath, hair cut and perhaps a nail trim. Who could imagine that something as pleasant as a trip to the groomers could end the life of your sweet devoted pal. What possibly could have happened and how could it have been prevented?

Most occurrences of fatality at the groomers happen because the dog becomes overheated in the drying process. Dogs are bathed and then placed into a drying cage where a large blow dryer is set on the cage door. As easy as it is for a dog to become overheated in a car on a sunny day, it’s just as easy for this to happen when trapped in a small cage with heat blowing straight at them. An attentive and trained groomer with this set up would not let the dog sit for long periods of time in a drying cage and under strict supervision a drying cage is not necessarily deadly. When it comes to grooming pets, there are certain precautions that need to be measured and observed. For instance, when creating shelter for a beard dragon, it is not advisable to start from what you think is right. There is a colmars beard dragon terrarium training. This is the standard that everyone should follow. 

The second leading cause of accidental death at the groomers is strangulation. Most small dogs are placed on a grooming table where they are tethered by the neck to a pole on the table. It is merely a way of keeping the dog in control while they are being groomed and definitely not a safe way to leave them alone. Small grooming locations may not have enough employees to answer phones or talk to customers. It may so happen that the person grooming your dog leaves them on the table in the tether and walks away to help another customer. When they come back the dog may have hung itself in an attempt to get down from the table.

It’s always best to know your groomer. Check out the facilities yourself and ask to see everything. A groomer with nothing to hide will show you the bathing and drying areas without hesitation. There are no requirements for groomers as it stands now but there are schools of grooming. Be sure that the owner and groomers that are working on your pet have training. If the actual grooming facilities are in the back and out of view of the public, ask if you can watch the procedure. If the answer is no, take your dog somewhere else. There are many groomers who work behind a large window so that the dogs never leave your sight and that is where you want to go. Make sure the groomer has a policy preventing dogs from being left unattended, as this is when most deaths occur. A few questions from you may save your dog’s life.

Turn Your Favorite Photo into an Oil Painting

Do you have a favorite photo? Most of us do, whether it is because of sentimental value or you just like it. Wouldn’t it be cool if you could turn that picture into an oil painting? Well, you can. With companies like Canvas on Demand popping up with their Painting Kits that are affordable. Canvas on Demand has been featured on TV and in magazines and newspapers.

They can work directly from your photo (traditional print) that you send in by snail mail or you can upload a scanned photo (or digital camera) on their website. They can also work from the negatives of a photo, which is great when the picture you want to use is lost or damaged. Uploading is easy with their step-by-step instructions. For traditional prints, you will get a pre-paid photo mailer so you can send the picture(s) to them.

On the website, you can see samples of different products and painting styles they offer. You can even take people or objects from different photos and combine them into one canvas. Of course, that is considered a major retouching, so do not expect it to be cheap. They also do photo restoration, which will cost extra. You may be wondering if it is actually painted on the canvas. It is not. Their artist creates brush strokes by using a stylus and electronic tablet and is all done before ever reaching the canvas. They have five wooden frames to choose from, and all come with hanging hardware.

The turnaround time is usually 5 days after you placed your order, however, the Rush It Service guarantees delivery in three to five days. All items are shipped using FedEx and wrapped in protective foam to prevent any damage during transit. If the item is damaged during shipping, they will replace it. In addition, because of their 100% satisfaction guarantee, if you just do not like the thing, you can get a refund or have them try again. As long as you do it within thirty days from the date you received it. If you buy one right now a portion of the money will go camping Heartland (featured on Extreme Makeover- Home Edition) and you can enter to win a free canvas by joining their Canvas Club.

Another company that does this is Photo Wow, and they too have been featured on TV and in print. Photo Wow offers more than just stuff like canvases and photo restoration, you can get your photo put on Hand Purses, End Tables, Pillows, Mousepads, Invitations, and Holiday Cards, Baby Bags, Puzzles, etc.. The End Table is their newest item. Your image is made up of twenty-five 4½ ceramic tiles that cover the top of the table. I love the idea, but I will not get one until the price comes down. The base price $169.00, and that does not include the picture. I do like that they have a snail mail catalog, you can get one sent to you on their website. Photo Wow works pretty much the same as Canvas on Demand; you can send the photo by email or snail mail. You can return If do not like how the item came out, they have a 100% satisfaction guarantee.

Both of these companies have great affiliate programs. If you have an office with a reception area Photo Wow will send you a free canvas to hang in your reception area, and you will get a commission for sales. To get details to check out Photo Wow’s affiliate section. They also have many other representative opportunities available. Canvas on Demand has the Link Share Network handle their affiliate program. You will get credit for orders up to sixty days after a customer was sent to them through your links. Both programs are free to join.

The 9 Most Common Bedroom Blunders … And What to Do About Them

We’ve all been there, or at least laughed at those who have… your period comes early, he can’t get it up, you confess your love in the heat of the moment. In no particular order, here are some of the most common sex slip ups:

Number 1: He’s bad in bed. It takes two to tango, they say so why not help him out and show him how it’s done? You can take charge and make the moves or just move his hand or ahem, whatever body part to where you want it, show him speed, tempo etc. and enjoy! The pills will be beneficial for improving the testosterone of the males. The performance of the person will be excellent through the intake of pills at the site. 

Number 2: He doesn’t make any noise. Maybe he’s shy, maybe he’s a mute. If it’s the former than something can be done. You start to make the noise. Get really into it, that should stir up something in him. If not, take his nipple and pinch it really hard for some sure results!

Number 3: It slips out. Not him but those three dreaded words “I love you”. If he looks surprised, you can always play it off like he misheard you… “I said I love taboo”. This works especially well if you’re into something kinky!

Number 4: He’s not circumcised. This is usually described as looking like a “wind sock”. What you need to do is pull the skin back before any foreplay with the penis. In the worst case scenario, he knows how it works and I’m sure would be more than willing to show you what to do to make it feel good.

Number 5: You get your period. You could make a joke out of it, ease the tension a little, but most men wont be scarred for life by a little blood. Just offer to wash his sheets for him and get over it.

Number 6: Premature ejaculation. Reassure him. Tell him your glad he had such a good time. Men who have premature ejaculation are generally ready to go again faster than other men, so continue the foreplay and try again a little later.

Number 7: You’re dry. Here, birth control could be the culprit. To remedy the situation, just grab some KY or if that’s not handy ask him to go down on you. The saliva will lube you up, and it’s more fun than applying it yourself!

Number 8: He can’t get it up. Is alcohol a contributing factor? If not, is this a new partner? Pressure to perform can often lead to anxiety which can cause a erection to be near impossible. Just enjoy each other, tell him your not in a hurry. Maybe a massage to ease the tension. Just knowing there’s no pressure may be enough to get him going.

Number 9: The condom breaks. This is a serious situation and you must get each others past sexual history to rule out any STD’s. Next, get the morning after pill. Then remember that these things happen. If you’ve done the above, there isn’t really much else to be done.

Budget-Friendly Restaurants in San Diego

With the economy getting worse and money getting stretched, going out is becoming almost impossible. The occasional fast food may be affordable, but beyond that, there are very few options. This rings especially true in the city of San Diego. Everything here is quite expensive and dining out is no exception. There are a few alternatives though. Some restaurants still have good prices even if they are a little hard to find. There are all sorts of places that remain affordable in the area. From American food to Japanese to Italian, you can still find some great deals. If you are not satisfied with this list then you can click on where you will find a more detailed list of budget-friendly restaurants in San Diego along with their reviews and ratings.

Sushi: PB Ichiban and Kyoto Sushi

Whether you are in Point Loma or PB, there is a very affordable and great sushi place right around the corner. In Point Loma, there is Kyoto Sushi. This small little place is located on Midway just north of Rosecrans. It is a very small place that tends to get crowded around the dinner hour because of the great food, excellent service, and low prices. The specials and deals go all day long, but dinner is the most popular time. There are great deals on everything from katsu and donburi to sushi and sashimi. The service is about the best in the entire city and the menu is very expansive. PB also has a cheap sushi place. PB Ichiban has some great specials. The service is not always “with a smile” but the price is right and the food is great. The bento boxes are well worth it and the amount of food you get makes the prices even better. This is more of a café style setting, but the booths are quite comfortable. You will need to arrive early to this place since it is often crowded with a long wait for a table. Many times the line is out the door, especially during the evening rush. The monthly and daily specials are really great priced and you will get a lot of food. There are some of the dishes that can even be shared to make for a more romantic, intimate, and cheaper meal.

Italian: Olive Garden and Bucca di Beppo

Olive Garden is one of the few remaining cheap Italian joints. The lunch specials make Olive Garden a steal. You can always get the soup, salad, or both for a great price and they often run the all you can eat pasta. This is a great family restaurant where everyone can get exactly what they want. The prices have stayed low and the specials are great when they run them. Bucca di Beppo is another great deal for the family. The prices may look steep, but the portions are huge. The dishes at Bucca are family size so all you need is about two entrees for a family of four. The quantity of the food makes it a deal at Bucca since everyone will share a little of everything. The appetizers are a little small but the main courses really are family size.

Mexican: Cotija’s

There are a couple of Cotija’s in the San Diego area, but the PB location on Garnet is by far the best in service and value. Most of the Cotija’s offer the $1.50 burritos but the PB one is the only one that has not cut the size down for the special. Here you have several different options for $1 – $1.50. You can get fish tacos, burritos, or tostadas for a great price. The food is great at all of them but the PB store is the only one where you get the larger servings and the excellent service.

American: Fuddrucker’s

If you are tired of the fast-food burgers from Burger King and McDonald’s, Fuddrucker’s is for you. They offer 1/3 pound gourmet burgers for really cheap. They have five dollar specials for a burger, fries, and soda. For the same price as a combo at the fast-food joint, you can get the same deal at Fuddrucker’s where you sit and enjoy the atmosphere. The music, service, and setting are unbeatable. These are a great place for a nice fun time. The service here is also great. The downtown location is one of the best in the area, and about the cheapest place in all of downtown that you can eat on $5.

There are several other restaurants that have great prices in San Diego, but these are a good start. For my family, service plays a huge part in the experience, and these places continue to offer that great service for the low price. One thing that you should do to keep the cost down when dining in the San Diego area is to shop the specials. Many of the local places offer some great specials. From fast food to the Irish pubs, the specials really rule the wallet.

Marijuana Dispensary- A New Job In The Offing

The society has completely changed from what it was in the old times and everything is done with the quickness of speed and agility where people want everything under their thumb and hate being bossed around on what and what not to do.

Due to this, they end up shooting themselves in the foot and take to vices like alcohol, smoking and drugs, to name a few. This has become a societal problem that needs to be looked into before others start emulating this practice that is slowly destroying mankind.

The most common of all drugs that is consumed is cannabis or marijuana would be the more popular term for it. There have been numerous concerns from parents who are helplessly watching their children’s lives spiraling out of control.

Rescue Mission

Luckily, there are innumerable rehabilitation centers around the world to handle such cases of drug addicts, who are rising at an alarming pace and therefore you will find a rehab opening up every other day.

For opening up marijuana dispensaries is also an uphill task and we are going to discuss about some important points on how to do so in a risk free way. Let us take a look at some important points regarding the issue:

  • For opening a dispensary, one has to be of age and only then can he/she be eligible to do so. The industry is in its nascent stages and is a good opportunity at a social cause
  • Substance abuse is no laughing matter so it is natural to run into legal tussle from the authorities so it needs to be regularized and only then can it be provided an official license to make it legal
  • The supplementary details on Marijuana Dispensary in Des Moines, WA has an excellent library that provides detailed information on what all things will be needed for the dispensary

Treasure Madness And How To Complete Your Collection!

If you participate on Facebook than you are more than likely playing Treasure Madness, an addictive game where the sole purpose is to find a vast list of artifacts but the question is how do you advance enough to complete each artifact.

You don’t. There are lots of players out there that have completed the whole game and has yet to achieve the goal of gaining all of the artifacts in the game. So what is it you can do to achieve your game and conquer the game.

That is simple and can be summed up in a just a few easy steps. The first thing you should do is have friends, or team mates. Team mates can trade or give objects to each, help lift heavy objects, and increases your chances of completely the game.

Having friends and finding friends are two different things in this game so the next tip you should do is visit the game forum. In the Treasure Madness forum you will find a lot of Facebook users who are active in the game and looking for more teammates. You are welcome to add them as a friend or post your own friend request.

Sometimes this is not enough and if that is the case than this tip is going to be the most important one you will ever get. Any artifacts you get that have a rarity of fourteen or higher hold on to, you will need them later. By holding onto the item you can later on go to forum and post to the other players of Treasure Madness what you need and the item you are willing to trade for it. By doing this you are assured to complete your collection.

Their are other ways in the game to get your artifacts. One of them is by visiting Sir Adam for more Energy or using a health kit that was sent to you. The tip in using these is to use them at the beginning or middle of the level you are on. If you wait until the end you will level up and lose all of the health points you had left. There can be other ways to Buy pokemon go accounts rather than online sites. Proper search should be carried through the gamers to identify the trusted sources for sunscription of pokemon go account.

Another tip when dealing with health is when using your food. Again when dealing with the end of your level only use one or two at a time, do not use them all at once. The reason this is important is because when you complete a level your health is automatically restored.